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ADVANCED SECURITY EUROPA

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Unprecedented Rise in UK Fraud Cases: Scammers Targeting Young Adults and Digital Platforms

19 August 2026

The UK's National Fraud Database (NFD) recorded over 220,000 cases in the first half of the year, the highest ever.
Identity fraud rose by 9% year on year, driven by scammers targeting bank accounts and plastic cards.
Although "false identity" filings decreased, concerns around synthetic identities and AI-enabled impersonation persist.
Account takeover cases also increased by 5%, with unauthorized SIM-swap cases up by 402%.
Young adults aged 21-30 saw a significant increase in fraud cases.
Money muling cases increased by 69%, with mule activity now accounting for 30% of all cases of misuse of facility.
Cifas CEO highlighted the importance of personal information to scammers and emphasized the need for early intervention and education, especially for younger individuals.